This website (the “Site”) is owned and operated by OLIJAY d/b/a “olijay.fr” (“OLIJAY,” “we” or “us”). By using the  Site, you agree to be bound by these Terms of Service and to use the  Site in accordance with these Terms of Service, our Privacy Policy and  any additional terms and conditions that may apply to specific sections  of the Site or to products and services available through the Site or from OLIJAY. Accessing the Site, in any manner, whether automated or  otherwise, constitutes use of the Site and your agreement to be bound by  these Terms of Service.

We reserve the right to change these Terms of Service or to impose  new conditions on use of the Site, from time to time, in which case we  will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of  Service, as modified.

Intellectual Property Rights

Our Limited License to You

This Site and all the materials available on the Site are the  property of us and/or our affiliates or licensors, and are protected by  copyright, trademark, and other intellectual property laws. The Site is  provided solely for your personal noncommercial use. You may not use the  Site or the materials available on the Site in a manner that  constitutes an infringement of our rights or that has not been  authorized by us. More specifically, unless explicitly authorized in  these Terms of Service or by the owner of the materials, you may not  modify, copy, reproduce, republish, upload, post, transmit, translate,  sell, create derivative works, exploit, or distribute in any manner or  medium (including by email or other electronic means) any material from  the Site. You may, however, from time to time, download and/or print one  copy of individual pages of the Site for your personal, non-commercial  use, provided that you keep intact all copyright and other proprietary  notices.

Your License to Us

By posting or submitting any material (including, without  limitation, comments, blog entries, Facebook postings, photos and  videos) to us via the Site, internet groups, social media venues, or to  any of our staff via email, text or otherwise, you are representing: (i)  that you are the owner of the material, or are making your posting or  submission with the express consent of the owner of the material; and  (ii) that you are thirteen years of age or older. In addition, when you  submit, email, text or deliver or post any material, you are granting  us, and anyone authorized by us, a royalty-free, perpetual, irrevocable,  non-exclusive, unrestricted, worldwide license to use, copy, modify,  transmit, sell, exploit, create derivative works from, distribute,  and/or publicly perform or display such material, in whole or in part,  in any manner or medium, now known or hereafter developed, for any  purpose. The foregoing grant shall include the right to exploit any  proprietary rights in such posting or submission, including, but not  limited to, rights under copyright, trademark, service mark or patent  laws under any relevant jurisdiction. Also, in connection with the  exercise of such rights, you grant us, and anyone authorized by us, the  right to identify you as the author of any of your postings or  submissions by name, email address or screen name, as we deem  appropriate.

You acknowledge and agree that any contributions originally created  by you for us shall be deemed a “work made for hire” when the work  performed is within the scope of the definition of a work made for hire  in Section 101 of the United States Copyright Law, as amended. As such,  the copyrights in those works shall belong to OLIJAY from their  creation. Thus, OLIJAY shall be deemed the author and exclusive owner  thereof and shall have the right to exploit any or all of the results  and proceeds in any and all media, now known or hereafter devised,  throughout the universe, in perpetuity, in all languages, as OLIJAY  determines. In the event that any of the results and proceeds of your  submissions hereunder are not deemed a “work made for hire” under  Section 101 of the Copyright Act, as amended, you hereby, without  additional compensation, irrevocably assign, convey and transfer to  OLIJAY all proprietary rights, including without limitation, all  copyrights and trademarks throughout the universe, in perpetuity in  every medium, whether now known or hereafter devised, to such material  and any and all right, title and interest in and to all such proprietary  rights in every medium, whether now known or hereafter devised,  throughout the universe, in perpetuity. Any posted material which are  reproductions of prior works by you shall be co-owned by us.

You acknowledge that OLIJAY has the right but not the obligation  to use and display any postings or contributions of any kind and that  OLIJAY may elect to cease the use and display of any such materials (or  any portion thereof), at any time for any reason whatsoever.

Limitations on Linking and Framing. You may establish a hypertext  link to the Site so long as the link does not state or imply any  sponsorship of your site by us or by the Site. However, you may not,  without our prior written permission, frame or inline link any of the  content of the Site, or incorporate into another website or other  service any of our material, content or intellectual property.

Disclaimers

Throughout the Site, we may provide links and pointers to Internet  sites maintained by third parties. Our linking to such third-party sites  does not imply an endorsement or sponsorship of such sites, or the  information, products or services offered on or through the sites. In  addition, neither we nor affiliates operate or control in any respect  any information, products or services that third parties may provide on  or through the Site or on websites linked to by us on the Site.

If applicable, any opinions, advice, statements, services, offers,  or other information or content expressed or made available by third  parties, including information providers, are those of the respective  authors or distributors, and not OLIJAY. Neither OLIJAY nor any  third-party provider of information guarantees the accuracy,  completeness, or usefulness of any content. Furthermore, OLIJAY neither  endorses nor is responsible for the accuracy and reliability of any  opinion, advice, or statement made on any of the Sites by anyone other  than an authorized OLIJAY representative while acting in his/her  official capacity.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE  SITE AND BY OLIJAY AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND  WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST  EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL  WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED  WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE  DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE  UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY  PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE  IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR  THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON  THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS,  RELIABILITY OR OTHERWISE.

You agree at all times to defend, indemnify and hold harmless  OLIJAY its affiliates, their successors, transferees, assignees and  licensees and their respective parent and subsidiary companies, agents,  associates, officers, directors, shareholders and employees of each from  and against any and all claims, causes of action, damages, liabilities,  costs and expenses, including legal fees and expenses, arising out of  or related to your breach of any obligation, warranty, representation or  covenant set forth herein.

Online Commerce

Certain sections of the Site may allow you to purchase many  different types of products and services online that are provided by  third parties. We are not responsible for the quality, accuracy,  timeliness, reliability or any other aspect of these products and  services. If you make a purchase from a merchant on the Site or on a  site linked to by the Site, the information obtained during your visit  to that merchant’s online store or site, and the information that you  give as part of the transaction, such as your credit card number and  contact information, may be collected by both the merchant and us. A  merchant may have privacy and data collection practices that are  different from ours. We have no responsibility or liability for these  independent policies. In addition, when you purchase products or  services on or through the Site, you may be subject to additional terms  and conditions that specifically apply to your purchase or use of such  products or services. For more information regarding a merchant, its  online store, its privacy policies, and/or any additional terms and  conditions that may apply, visit that merchant’s website and click on  its information links or contact the merchant directly. You release us  and our affiliates from any damages that you incur, and agree not to  assert any claims against us or them, arising from your purchase or use  of any products or services made available by third parties through the  Site.

Your participation, correspondence or business dealings with any  third party found on or through our Site, regarding payment and delivery  of specific goods and services, and any other terms, conditions,  representations or warranties associated with such dealings, are solely  between you and such third party. You agree that OLIJAY shall not be  responsible or liable for any loss, damage, or other matters of any sort  incurred as the result of such dealings.

You agree to be financially responsible for all purchases made by  you or someone acting on your behalf through the Site. You agree to use  the Site and to purchase services or products through the Site for  legitimate, non-commercial purposes only. You also agree not to make any  purchases for speculative, false or fraudulent purposes or for the  purpose of anticipating demand for a particular product or service. You  agree to only purchase goods or services for yourself or for another  person for whom you are legally permitted to do so. When making a  purchase for a third party that requires you to submit the third party’s  personal information to us or a merchant, you represent that you have  obtained the express consent of such third party to provide such third  party’s personal information.

Your purchase is for personal use only. Sharing of purchases is not  permitted and will be considered unauthorized, an infringing use of our  copyrighted material, and may subject violators to liability.

If payment for a course is declined, our system will automatically  disable access to our premium materials. (We understand. This usually  happens because a credit card expires.) We want to help restore your  access, so we’ll make every attempt to contact you to help resolve this  issue. Once the billing issue is resolved, we’ll restore access.

Interactive Features

This Site may include a variety of features, such as bulletin  boards, web logs, chat rooms, and email services, which allow feedback  to us and real-time interaction between users, and other features which  allow users to communicate with others. Responsibility for what is  posted on bulletin boards, web logs, chat rooms, and other public  posting areas on the Site, or sent via any email services on the Site,  lies with each user – you alone are responsible for the material you  post or send. We do not control the messages, information or files that  you or others may provide through the Site. It is a condition of your  use of the Site that you do not:

• Restrict or inhibit any other user from using and enjoying the Site.

• Use the Site to impersonate any person or entity, or falsely  state or otherwise misrepresent your affiliation with a person or  entity.

• Interfere with or disrupt any servers or networks used to provide  the Site or its features, or disobey any requirements, procedures,  policies or regulations of the networks we use to provide the Site.

• Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.

• Gain unauthorized access to the Site, or any account, computer  system, or network connected to this Site, by means such as hacking,  password mining or other illicit means.

• Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.

• Use the Site to post or transmit any unlawful, threatening,  abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or  indecent information of any kind, including without limitation any  transmissions constituting or encouraging conduct that would constitute a  criminal offense, give rise to civil liability or otherwise violate any  local, state, national or international law.

• Use the Site to post or transmit any information, software or  other material that violates or infringes upon the rights of others,  including material that is an invasion of privacy or publicity rights or  that is protected by copyright, trademark or other proprietary right,  or derivative works with respect thereto, without first obtaining  permission from the owner or rights holder.

• Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.

• Use the Site to post, transmit or in any way exploit any  information, software or other material for commercial purposes, or that  contains advertising.

• Use the Site to advertise or solicit to anyone to buy or sell  products or services, or to make donations of any kind, without our  express written approval.

• Gather for marketing purposes any email addresses or other  personal information that has been posted by other users of the Site.

OLIJAY may host message boards, chats and other public forums on  its Sites. Any user failing to comply with the terms and conditions of  this Agreement may be expelled from and refused continued access to, the  message boards, chats or other public forums in the future. OLIJAY or  its designated agents may remove or alter any user-created content at  any time for any reason. Message boards, chats and other public forums  are intended to serve as discussion centers for users and subscribers.  Information and content posted within these public forums may be  provided by OLIJAY staff, OLIJAY’s outside contributors, or by users  not connected with OLIJAY, some of whom may employ anonymous user  names. OLIJAY expressly disclaims all responsibility and endorsement  and makes no representation as to the validity of any opinion, advice,  information or statement made or displayed in these forums by third  parties, nor are we responsible for any errors or omissions in such  postings, or for hyperlinks embedded in any messages. Under no  circumstances will we, our affiliates, suppliers or agents be liable for  any loss or damage caused by your reliance on information obtained  through these forums. The opinions expressed in these forums are solely  the opinions of the participants, and do not reflect the opinions of  OLIJAY or any of its subsidiaries or affiliates.

OLIJAY has no obligation whatsoever to monitor any of the content  or postings on the message boards, chat rooms or other public forums on  the Sites. However, you acknowledge and agree that we have the absolute  right to monitor the same at our sole discretion. In addition, we  reserve the right to alter, edit, refuse to post or remove any postings  or content, in whole or in part, for any reason and to disclose such  materials and the circumstances surrounding their transmission to any  third party in order to satisfy any applicable law, regulation, legal  process or governmental request and to protect ourselves, our clients,  sponsors, users and visitors.

We occasionally include access to an online community as part of  our programs. We want every single member to add value to the group. Our  goal is to make your community the most valuable community you’re a  member of. Therefore, we reserve the right to remove anyone at any time.  We rarely do this, but we want to let you know how seriously we take  our communities.

Registration

To access certain features of the Site, we may ask you to provide  certain demographic information including your gender, year of birth,  zip code and country. In addition, if you elect to sign-up for a  particular feature of the Site, such as chat rooms, web logs, or  bulletin boards, you may also be asked to register with us on the form  provided and such registration may require you to provide personally  identifiable information such as your name and email address. You agree  to provide true, accurate, current and complete information about  yourself as prompted by the Site’s registration form. If we have  reasonable grounds to suspect that such information is untrue,  inaccurate, or incomplete, we have the right to suspend or terminate  your account and refuse any and all current or future use of the Site  (or any portion thereof). Our use of any personally identifiable  information you provide to us as part of the registration process is  governed by the terms of our Privacy Policy.

Passwords

To use certain features of the Site, you will need a username and  password, which you will receive through the Site’s registration  process. You are responsible for maintaining the confidentiality of the  password and account, and are responsible for all activities (whether by  you or by others) that occur under your password or account. You agree  to notify us immediately of any unauthorized use of your password or  account or any other breach of security, and to ensure that you exit  from your account at the end of each session. We cannot and will not be  liable for any loss or damage arising from your failure to protect your  password or account information.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE,  SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE  FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES  THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE,  INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS,  PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES  MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE  ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME  STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF  DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR  LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR  AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE  LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR  ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE  DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE  SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND  EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS,  SERVICES AND/OR MATERIALS OLIJAY IS NOT  AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES  NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR.

WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND  INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES ARE FOR  GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY  US IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN  OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT,  RECOMMENDATION OR SPONSORSHIP OF ANY OLIJAY, SECURITY, OR FUND. OUR  INFORMATION SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING IN  SECURITIES OR OTHER INVESTMENTS.

WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND YOU  ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS  BEFORE ACTING ON ANY INFORMATION PROVIDED BY US.  THIS  SITE IS CONTINUALLY UNDER DEVELOPMENT AND OLIJAY MAKES NO WARRANTY OF  ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR  APPROPRIATENESS FOR ANY PURPOSE.

YOU acknowledge and agrees that no representation has been made by  OLIJAY OR ITS AFFILIATES and relied upon as to the future income,  expenses, sales volume or potential profitability that may be derived  from the participation in THIS PROGRAM.

Termination

We may cancel or terminate your right to use the Site or any part  of the Site at any time without notice. In the event of cancellation or  termination, you are no longer authorized to access the part of the Site  affected by such cancellation or termination. The restrictions imposed  on you with respect to material downloaded from the Site, and the  disclaimers and limitations of liabilities set forth in these Terms of  Service, shall survive.

Refund Policy

Your purchase of a product or service or ticket to an event may or  may not provide for any refund. Each specific product, service, event or  course will specify its own refund policy.

Other

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the  Internet infringes their rights under the U.S. copyright law. If you  believe in good faith that materials hosted by OLIJAY infringe your  copyright, you, or your agent may send to OLIJAY a notice requesting  that the material be removed or access to it be blocked. Any  notification by a copyright owner or a person authorized to act on its  behalf that fails to comply with requirements of the DMCA shall not be  considered sufficient notice and shall not be deemed to confer upon  OLIJAY actual knowledge of facts or circumstances from which infringing  material or acts are evident. If you believe in good faith that a  notice of copyright infringement has been wrongly filed against you, the  DMCA permits you to send to OLIJAY a counter-notice. All notices and  counter notices must meet the then current statutory requirements  imposed by the DMCA; see http://www.loc.gov/copyright for details.  OLIJAY’s Copyright Agent for notice of claims of copyright infringement  or counter notices can be reached as follows: jeremycharlet@hotmail.fr

This Agreement shall be binding upon and inure to the benefit of  OLIJAY and our respective assigns, successors, heirs, and legal  representatives. Neither this Agreement nor any rights hereunder may be  assigned without the prior written consent of OLIJAY. Notwithstanding  the foregoing, all rights and obligations under this Agreement may be  freely assigned by OLIJAY to any affiliated entity or any of its wholly  owned subsidiaries

These Terms of Use shall be governed by and construed in accordance  with the laws of the State of [YOUR COUNTRY/STATE] and any dispute  shall be subject to binding arbitration in ­­­[YOUR COUNTRY/STATE],  [YOUR COUNTRY/STATE]. If any provision of this agreement shall be  unlawful, void or for any reason unenforceable, then that provision  shall be deemed severable from this agreement and shall not affect the  validity and enforceability of any remaining provisions.

Disclaimer

Although it is highly unlikely, This policy may be changed at any  time at our discretion. If we should update this policy, we will post  the updates to this page on our Website.

If you have any questions or concerns regarding our privacy policy please direct them to:  [jeremycharlet@hotmail.fr]

This website is not a part of Facebook or Facebook Inc. Additionaly, this site is not ENDORSED by Facebook in any way. FACEBOOK is a trademark of FACEBOOK Inc.